We can help you avoid foreclosure.

Struggling with mortgage payments? We offer support and resources for those who may be in danger of losing their homes due to financial struggles.

Get back on track.

Hardship Assistance

Our Hardship Assistance program is designed to provide you with immediate relief. Apply today to gain access to options that can help you manage your finances better during tough times.

Loan Modification

Our Loan Modification service can tailor your loan to fit your life with adjusted terms that could lower your monthly payments, extend your loan period, or even reduce the principal balance.

Forbearance

Forbearance allows you to pause or reduce your payments for a temporarily, giving you the breathing room to recover financially without the immediate pressure of foreclosure. Don't let temporary setbacks lead to permanent losses.

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Hardship Assistance

Facing financial distress? Our Hardship Application service is designed to help you navigate through tough times by working to find a solution that fits your situation. Whether it's due to job loss, medical expenses, or other unforeseen circumstances, applying for hardship assistance could reduce or suspend your mortgage payments temporarily. This isn't just about delaying payments; it's about crafting a manageable financial future. Contact us today to explore your options and keep your home secure during challenging times.

Forbearance

Struggling to make your mortgage payments right now? Opt for our Forbearance service and pause your payments for a period. This isn't a loan modification but a temporary relief, allowing you to catch your breath financially without the immediate pressure of monthly mortgage dues. Ideal for those facing short-term financial hiccups, forbearance gives you time to stabilize your finances without affecting your credit score. Reach out, discuss your situation, and let's find a path forward together.

Loan Modification

Looking for a more permanent change to your mortgage terms? Our Loan Modification service offers a solution by altering your loan's terms—potentially lowering your interest rate, extending the loan term, or even reducing your principal balance. This could lead to lower monthly payments that suit your current financial standing better. It's not just about managing today's payments but setting up a sustainable payment plan for your future. Apply now to see if you qualify for a modification that could make your homeownership journey smoother and more affordable.

Do you need financial assistance?

Refinancing Expertise

Get help from our team of experts to refinance your home.

Credit Repair Services

Improve your credit score with our professional guidance.

Cash-Out Home Equity

Access the funds you need by cashing out the equity in your home.

  • "I was 3 months behind on my mortgage payments. Without the help of New Horizons, I would've lost my home."

    Richard Wells

  • "The people were very professional. They helped me improve my credit score, and access my home equity."

    Donna Perkins

  • "I would be homeless right now if I hadn't contacted New Horizons. Highly recommended!"

    Theo Lee